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Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Synchrony Financing

Lakeshore Cyclery makes it easy for you to own the bicycle of your dreams. So make the most of every experience with the quality gear you’re looking for and take advantage of promotional financing with convenient monthly payments.

Wells Fargo Financing

Looking for an affordable way to own that new spa or swim spa? Lakeshore Cyclery works with Wells Fargo Financing to get you special term promotions, including 0% APR, special rate, and no interest if paid in full (deferred interest) with regular monthly and equal monthly payments. 

Call Today For More Information

Your Financing Options

  • 6 month deferred interest with $500 min purchase
  • 12 month deferred with $1000 min purchase
  • 24, 36, 48, and 60 month plans with 9.99% APR with $1999 min purchase

To qualify, purchase must include a bicycle.

Your Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available
  • Take your bike same day

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

*At no time will the minimum payment due be less than $30.00. Interest will be charged to your account (at the standard, variable 28.74% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.